Free Life Insurance for New Enlistees

  • Policy must be completed within 30 Days of your enlistment into the Texas National Guard.
  • No war or aviation exclusions.
  • Prompt payment of claims within 24 hours.
  • After the first year, you may cover your spouse and dependents.
  • Should you separate from the Guard, you may keep this insurance for the same price!
  • Your coverage begins the day you sign up.
  • After 12 months in the National Guard, your allotment for $3.66 will begin to continue your coverage.
  • One year free NGAT Membership with Policy.

Group Term Insurance for Current Members of the National Guard

  • Purchase as little as $10,000 for $3.66 a month or as much as $50,000 for $17.00 per month.
  • Prompt payment of claims within 24 hours.
  • May be deducted from your drill pay.
  • No war or aviation exclusions.
  • May insure the entire family.
  • In the event of death, monies can be assigned to pay for funeral expenses.
  • May be retained after leaving the Guard.
  • Premiums are level term until age 65.
  • Automatic conversion to a whole life policy without proving insurability.
  • Must be an active member of the National Guard to purchase this insurance.
  • Members of the Texas State Guard are NOT eligible for this policy.
  • Underwritten by AFBA/5STAR.

Whole Life Insurance

  • New Whole Life Insurance products coming soon. Check back for more information.


Have you had a change in martial status? (Married - Divorced - Widowed)

Have you had a child?

Do you know who your beneficiary is?

Have you or your beneficiary changed addresses?

It's important to keep these documents in a safe location and up to date. Call NGAT and check on your documents.