Free Life Insurance for New Enlistees

  • Policy must be completed within 30 Days of your enlistment into the Texas National Guard.
  • No war or aviation exclusions.
  • Prompt payment of claims within 24 hours.
  • After the first year, you may cover your spouse and dependents.
  • Should you separate from the Guard, you may keep this insurance for the same price!
  • Your coverage begins the day you sign up.
  • After 12 months in the National Guard, your allotment for $3.66 will begin to continue your coverage.
  • One year free NGAT Membership with Policy.

Group Term Insurance for Current Members of the National Guard

  • Purchase as little as $10,000 for $3.66 a month or as much as $50,000 for $17.00 per month.
  • Prompt payment of claims within 24 hours.
  • May be deducted from your drill pay.
  • No war or aviation exclusions.
  • May insure the entire family.
  • In the event of death, monies can be assigned to pay for funeral expenses.
  • May be retained after leaving the Guard.
  • Premiums are level term until age 65.
  • Automatic conversion to a whole life policy without proving insurability.
  • Must be an active member of the National Guard to purchase this insurance.
  • Members of the Texas State Guard are NOT eligible for this policy.
  • Underwritten by American Equity Life Insurance Company.

Allotment Form - DD Form 2558

Whole Life Insurance

  • Purchase as little as $2,500 or as much as $100,000.
  • May be purchased at any time between the ages of 18 and 65.
  • Excellent policy for children who are no longer carried under the group term policy.
  • Inexpensive coverage for children and grandchildren.
  • Premiums are level for the duration of the policy.
  • Accrues a cash value over time.
  • May be drafted monthly from a bank account.
  • No war or aviation exclusions.
  • Military retirees may set up payment by allotment thru their retired military pay.
  • Matures at 100 years of age.
  • Member of the Texas State Guard are eligible to purchase this policy.
  • Underwritten by American Equity Life Insurance Company.
  • More information coming soon!


Cancer Insurance: Cancer impacts so many of our lives. One of the greatest and most easily forgotten effect is on finances. In addition to the cost of treatment, the time away from work can deplete your savings in no time at all. An Aflac Cancer/Specified-Disease policy can help. Aflac provides a cash benefit for just about every part of the treatment regimen, from hospital confinement to radiation and chemotherapy. They pay a first-occurence benefit when a covered individual is first diagnosed as having internal cancer. They pay you directly unless you tell us otherwise, no matter what other insurance you may have.

Dental Insurance: A trip to the dentist is rarely fun. But with Aflac, it can be a lot less painful on the wallet. Aflac policies provide basic, preventive, and major dental benefits with cash benefit payouts for specific procedures whether or not you have other dental or medical coverage. Aflac gives you total freedom to choose your own dentist without restrictions and pays cash benefits fast-usually within four days of receiving the claim.

Visit or call Bennie Stephens at (501) 993-5724 or email